According to a survey carried out by N26, Brazil is among the three countries with the highest adherence to digital banks in the world. This survey evaluated 28 countries and the number of customers who adhered to this financial format. Brazil is only behind the United Arab Emirates and Saudi Arabia in this ranking.
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In March, the number of downloads of digital banking apps reached 24.7 million in Brazil, according to a survey carried out by Bank of America (BofA) based on data from Sensor Tower, which monitors information from Google Play and Apple store. The number represents an increase of 20.9% when compared to the month of February.
The factors that lead Brazilians to adhere so quickly to digital banks are the ease of opening of accounts, the practicality to carry out financial transactions and zero fees or well below the banks traditional.
Young people contribute a lot to such adherence due to their familiarity with technology. According to a survey by fintech Mambu, 54% of Brazilians between 18 and 35 years old use digital accounts.
For those who wish to learn how to invest from a young age or who intend to finance, some digital banks offer accounts for minors that can be controlled by another account by the country.
Banco Inter
The account for teenagers at Banco Inter is free, offers a debit card and also fixed income investment. In order for the account to be opened, it is necessary to present the standard documentation of the minor and the person responsible, who must necessarily be the father or mother.
C6 Bank
The 'C6 Yellow' digital account is intended for minors. Opening is free and has a debit card and application so that young people can control their expenses. However, the account must be linked to a parent's account.
Next Bank
The Banco Next account for young people was created in partnership with Disney, whose objective is to teach finance through Marvel and Disney characters.
The account offers the option of Programmed Allowance, in which it is possible to schedule the amount that will be transferred to the youth account on a monthly basis, and security notifications that allow parental control over the expenses. Opening and maintaining Next Joy is free of charge.
Mercado Pago
One more option is the Mercado Pago account. Opened free of charge, it is used by young people aged 13 to 17 with the authorization of their parents or legal guardians. The account offers debit card, free transfers, mobile top-up, credit purchases in the Uber, iFood, PlayStation applications and payment via QR Code.
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