We received news that Caixa Econômica Federal will be releasing in 2022 a special modality to have access to values from the Severance Indemnity Fund (FGTS), which is known as an extraordinary withdrawal, in which up to one thousand reais is passed on to citizens. All workers who have a balance in the fund account, whether from their current or previous employment, will be entitled to withdraw.
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This measure is part of an economic package that was created by the government of Jair Bolsonaro, which foresees releasing R$ 150 billion during the year in which the president is trying to be re-elected. Withdrawals have already started.
They are taking place according to a calendar made available by Caixa that has taken into account the worker's date of birth. The amount is deposited automatically for most citizens – who are entitled to withdrawals – in the account that can be operated by Caixa Tem.
Failures in the register, scams and a few other situations have led people to seek the bank to try to withdraw the amounts. In fact, there are still some doubts on the subject that need to be clarified. Thinking about it, then we have separated some of them below to make things clear.
How to know if there is money to withdraw in the FGTS?
This query to find out whether or not you are part of the group able to receive the extraordinary withdrawal is made in the FGTS application or even on the website fgts.caixa.gov.br. In the case of using an application, it is necessary to download it through available means, either Google Play for Android or the App Store for iOS. On the website, citizens can check whether the deposit will be made automatically or whether they will have to request it. He also has access to the filing date. Through the application, it is also possible to check the values, the date for withdrawals, make requests and even return the credit.
How to redeem the money?
Extraordinary withdrawals are deposited into the Social Digital Savings Account, which is opened by Caixa in the name of the worker. There, transactions are made through the Caixa Tem application. Through this tool, it is also possible to pay bills, make some purchases, transfer amounts and make cash withdrawals.
What to do if I don't want to redeem the FGTS?
Workers have until the 10th of November to ask Caixa to refund the credit. This can happen through the app or even in some agency. If you change your mind after returning the amount, that's okay, as you can make a request for the resource.
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