own a debt outstanding debt is a big problem for millions of Brazilians, with many reasons why someone goes into debt. Consequently, there are also many who need to deal with the problems caused by restriction on credit lines. This is what we popularly call “being with the dirty name”, which prevents the contracting of loans and financing.
But don't worry, because in this article we will teach you how to clear name on SPC Serasa in just four simple steps, check out!
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Read more: 3 things that can dirty your name and negative you in the SPC and Serasa
1. Access the website
If you have internet access, then the whole process is much simpler. Thus, the first step will be to access the SPC Serasa official website and enter your profile using your CPF number and your password on the platform. If you don't have an account yet, then select the “Register” option and register for free!
2. check your debt
When accessing, you will be able to review information about possible restrictions on your behalf. There will be, in the application, a list of all outstanding debts and if your name is clean, nothing will appear. Otherwise, the values updated with interest will be there, the name of each institution, as well as the date on which the debt was incurred.
3. Consider payment options
Companies usually offer discounts on the final amount of debts, which makes it easier for the consumer. Thus, it is likely that you will find, in addition to the amount with updated interest, a more affordable payment option. It is therefore an offer to encourage you to make the payment. So, if it fits in your pocket, click on the option and see the options for discharge, as well as the availability of installments.
4. pay the debt
After all this process, the payment slip will be issued on the website itself. So, you can print it or copy the barcode to pay in internet banking from your cell phone. Then, the payment will be processed within 5 business days and your name will be removed from the SPC Serasa credit restriction list! That way you will be able to hire loan and financing services more easily.
