After all, who is entitled to two INSS pensions?

In the current legislation, it is possible to accumulate social security benefits, but it is necessary to know what the benefits are for this to be done. Doubts arise largely because of the social security reform that changed several aspects of the law, including the possibilities of accumulating resources from the National Institute of Social Security (INSS).

How to guarantee two pensions?

With the advent of Social Security Reform in 2019, most of the rules that determine resources for some policyholders were changed, however, not all were affected by the change in legislation. This is the case for those who already had the acquired right even before the reform came into effect on November 12, 2019.

According to current law, it is still possible to retire and receive more than one benefit simultaneously. For this, it is necessary that the worker complies with the two regimes of the institute, which are:

• Own Social Security System (RPPS): intended for effective public servants;
• General Social Security System (RGPS): intended for CLT, MEI, self-employed workers, optional taxpayers and special insured persons.

Public servants are submitted to the RPPS while professionals from the private sector are submitted to the RGPS. It is possible to accumulate pensions, according to the profession exercised. For example: teachers, security guards and health professionals have this right, as they have professional ties in more than one place.

Depending on the situation, it is possible to receive up to three simultaneous retirements, but only when the professional falls into the situation of accumulating the general regime and the state and federal regime or something like this.

This is possible because, although the two regimes are public, the benefits of the RPPS are the responsibility of municipalities, states and the government. Federal government, but those of the RGPS are paid directly by the INSS.

In addition, RPPS professionals are under the guidelines related to different categories of public servants, having specific regimes for granting benefits. This is the case, for example, with the military.

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