FGTS anniversary withdrawal: what happens if the withdrawal is not made on time?

It was recently announced that those individuals who chose to join the FGTS birthday withdrawal (Guarantee Fund for Length of Service) must withdraw the amount within three months after the deposit. Thus, the period begins on the first working day of the individual's month of birth and ends on the last working day of the second subsequent month.

Read more: Parents of autistic children are entitled to immediate withdrawal of the FGTS

To facilitate understanding, it is possible to resort to a practical example, such as that of an individual who was born in October and is anxious to withdraw the amount received by the birthday withdrawal. According to this year's calendar, the amount will be available from October 3rd, and will remain accessible until December 30th.

For those who are unaware of information related to the FGTS birthday withdrawal, it is one of the options available to the public to redeem the balance of the fund provided for by law. Those who opt for it will have, annually, the opportunity to withdraw a percentage of the amount available in the linked accounts.

However, for the individual to have access to such a resource, he will need to be aware of the deadlines stipulated for withdrawal.

But what if I don't withdraw the amount?

According to the rules, if the amount is not withdrawn from the linked account by the proposed deadline, the released amount will return to the accounts from which they came. When this happens, the individual will only have the opportunity to withdraw it again in the following year, when the next anniversary withdrawal is released.

However, there is another option to be triggered. If the taxpayer wishes to withdraw the amount after the deadline, and before his birthday, he may request a return to the withdraw-rescission modality. It is possible to resort to this alternative from the first day of the 25th month after the return request date.

In other words, if the individual wishes to have access to the amount, he will have to wait at least 2 years to request the termination withdrawal.

2022 anniversary withdrawal calendar

Check below the FGTS birthday withdrawal calendar for that year, according to the month of birth of the worker:

• January: receives from January 3rd to March 31st;
• February: February 1st to April 29th;
• March: March 2nd to May 31st;
• April: April 1st to June 30th;
• May: May 2nd to July 29th;
• June: June 1st to August 31st;
• July: July 1st to September 30th;
• August: August 1st to October 31st;
• September: September 1st to November 30th;
• October: October 3rd to December 30th;
• November: November 1st to January 31st, 2023;
• December: December 1st to February 28th, 2023.

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