The Swap company is aiming to completely end the difficulty among banking consumers around the world. This is because they end up wasting precious time while they wait to sign up for a card and arrival of the same at your residence, a function that has been delayed due to the worldwide shortage in the chips.
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Knowing this, fintech designed the launch of Cardless Payment, a tool that will help speed up processes. In addition, the resource will offer the possibility for consumers to pay using their mobile phone, without having a physical card in hand.
The tool has a technology called NFC (Near Field Communication). It was implemented to allow approximation payments using cards registered in digital wallets, such as Google Play and Apple Pay.
“In Brazil and around the world, accessing financial services is not easy – and it shouldn't be. But it also couldn't be as difficult and impossible as it used to be”, says Marcelo Schulman, new business director at Swap. “There are many inefficiencies, including raw materials, in the industry. It’s a pain for the entire market,” he adds.
With the help of this technology, what used to take about 6 months was changed to just one, according to the executive. This is because, after all, before the implementation of this resource took place, it was necessary that contracts and integrations were carried out individually in each of the possible digital wallets.
But now all this is possible thanks to general interaction. She is responsible for granting the creation of a virtual card for fintechs, in addition to taking all the technological skeleton and the compliance required for the reception of financial verticals into the digital universe.
“It is a process full of steps, from tokenization to agreements, and this complicates the lives of these companies. What we are offering is basically doing everything for them”, concludes the director.
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