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Serasa Score: CPF in the grade increases the score?

The Serasa Score is a score that serves as a parameter for analyzing credit granting, financing and even loans.

Read more: Tips on how to clear your name at Serasa

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The indicator informs the probability of a consumer paying debts correctly in the next 12 months. There are a few ways to increase the grade, so find out now if your CPF in the note increases the Serasa Score score.

CPF in the note

The option to include the CPF in the note became popular, it is a project of the state governments in order to control taxation trade tax, as well as ICMS, in addition to being an initiative with the aim of combating tax evasion taxes.

On the other hand, the use of the CPF in the note can grant some benefits to consumers, such as the redemption of accumulated points every six months.

Another example is the program Sua Nota é um Show, in Bahia, which makes it possible to exchange concert tickets. In addition, there are also draws that offer prizes of up to R$ 1 million!

CPF in the Serasa Score note and score

First, the Serasa Score is calculated based on expenses and payment of bills, from which a score ranging from 0 to 1000 is generated. Therefore, the inclusion of the CPF number in the invoices does not influence the score, since the CPF is not part of the variables that make up the calculation.

Therefore, there are some advantages to including the CPF in the invoices, but increasing the Serasa Score is not one of them.

How to increase Serasa Score

To increase the score, you need to have a good consumer profile. Have accounts in your name and pay in installments, so the monitoring period for calculating the grade increases. Also, pay off debts on time (this is very important).

If there is any restriction on your CPF, look for alternative agreements to clear your name, there are ways to negotiate debts, another option is Serasa Limpa Nome. In addition, keep your registration data up to date on the Serasa website.

Finally, the positive record is also an alternative to improve the Serasa score, as it records not only outstanding debts, but also on-time payments. It works as a user consumption history.

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