The Serasa score is a score that ranges from 0 to 1000. The value serves to indicate the chances of a user paying their bills on time in the next 12 months.
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Regarding the score ranges, they are divided as follows: a score from 0 to 300 is considered low. A score between 301 and 500 is considered regular. Then, 501 to 700 is the range seen as good, while a note within the range of 701 to 1000 is classified as very good.
In addition, the score is one of the parameters analyzed before granting financing, cards and loans. so see now how to improve serasa score.
The query can be made through the Serasa website or application. If this is your first time, you will need to register; for this it is necessary to fill in some information, create a login and a password. Then you can see the score.
Let's go to tips to improve Serasa's score!
1. Pay bills on time
Firstly, being a good payer is essential in order to avoid restrictions on the CPF, because the “dirty name” prevents you from getting credit, for example.
To ensure a good score on the score, it is necessary to pay debts correctly, with that in mind, plan to not leave payments open.
2. clear your name
If you have any restriction on the CPF, look for the institution where the pending issue is and try to negotiate ways to clear your name. This is very important to improve the score!
3. Keep data up to date on the Serasa platform
That's right, keeping registration data updated also helps to improve the score, since the analysis to calculate the score will have new information.
The Positive Register works as a history of your financial life. It records both information regarding late and non-payments, as well as positive information about when you paid off the bills within the correct period, that kind of thing.
In this way, it is a tool that helps to prove income, guarantee lower rates, negotiate debts and face less bureaucracy. For that reason, it also helps to improve Serasa Score points. Therefore, check your Positive Registration and, if you do not have a login yet, create it immediately on the site.
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