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Banco Honda: Financing without abusive fees and available to everyone

O Honda seat is a bank founded in 2000 by the motorcycle and car manufacturer Honda. The bank emerged as an alternative for Brazilians who wish to finance Honda products, in order to be the best financing alternative for their customers. The finance company offers the necessary support and promises competitive conditions for the operations of the concessionaires.

Funding takes place through Consumer Direct Credit (CDC), in order to offer obtaining a Honda vehicle quickly and conveniently. In addition, Banco Honda also offers personalized service to individuals and companies.

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The bank offers a variety of online services to its customers, including:

  • Issuance of Boleto;
  • Extract;
  • Financing Status;
  • Declaration of Debts;
  • Download Forms.

How the credit offered by Banco Honda works

O credit offered by Banco Honda takes place in the form of Direct Credit to the Consumer, with the purpose of purchasing goods. The CDC is currently the most widely used credit option for vehicle purchases, whether by individuals or legal entities.

Among the advantages of the CDC are financing with different terms and interest rates considered attractive to the customer. In addition, the CDC also allows the consumer to purchase a good for immediate use, provided that the monthly credit payment is made.

In addition, it is possible for the customer to transfer his financing to another person or replace this asset, if it is in his interest. To do so, simply request a transfer to Banco Honda and wait for the request to be approved.

How to get a loan from Banco Honda

In order to purchase a Honda product through the Consumer Credit lines, the interested party must go to the Honda dealership where he/she wishes to purchase the vehicle. It will be necessary to request the submission of available Honda financing plans.

In addition, the bank will carry out a credit analysis according to the personal data provided by the consumer. For this, those interested in purchasing a Honda product through the CDC must take some documents with them when visiting the dealership. The necessary documents differ between individuals and legal entities, namely:

Physical person: RG, CPF, Proof of Address and Proof of Income.

Legal person: Updated Articles of Incorporation, CNPJ Card, Members' Registration Form, Billing List for the last 12 months and the Last Three Balance Sheets.

Honda Bank Differentials

Banco Honda offers several differentials for customers who choose to finance their vehicles through it. The benefits offered are:

  • Nationwide;
  • Assembler's Bank;
  • Competitiveness;
  • Choice of due date;
  • Financing of all Honda motorcycles, national or imported;
  • Inclusion in the financing of expenses with documentation of up to 8% of the value of the motorcycle;
  • Practicality;
  • Solidity.

Fees Charged

Most of the services offered by Banco Honda are exempt from charging fees. However, two services provided by the finance company require the payment of a fee by the consumer. Thus, the exempt and paid tariffs are:

  • Preparation of Registration: BRL 695.00;
  • Assessment, reassessment and replacement of goods received as collateral: BRL 250.00;
  • Provision of attestations, certificates and declarations: Exempt tariff;
  • Provision of copies of vouchers or duplicate documents: Exempt fee;
  • Issuance of debit balance letter: Exempt fee;
  • Letter of consent for protest write-off: Exempt fee;
  • International travel authorization with financed car: Exempt fee.

Banco Honda: Telephone and Service Channels

Banco Honda makes several service channels available to its customers, with the aim of offering more information about the company and also clarify possible doubts about Banco Honda and its services offered.

hello bank honda

This is a channel for the customer to carry out transactional operations, such as:

  • Updating data for correspondence;
  • Payment slips;
  • Discharge balance inquiry;
  • Statement Balance;
  • Inquiries in the Contract.

Customer Service (SAC)

SAC is available to bank customers by calling 0800 722 2339. In it, the consumer can send:

  • Suggestions;
  • Compliments;
  • Reviews;
  • Cancellations;
  • Request information about Honda bank services.

Ombudsman

The ombudsman is a space for customers who have not been able to solve their problem through the service channels. Therefore, the customer must call the Honda Bank Phone: 0800 771 5707. The finance company asks for a period of up to 10 working days to return the requests.

Services for People with Hearing Impairment

Customers who have some type of hearing impairment can contact Banco Honda by calling 0800 722 2341.

Reporting Channel

If the customer has any complaint about illegal acts carried out at any of the Honda dealerships or in a service provided, he must enter the Honda Bank website and file your complaint.

It is worth remembering that questions, suggestions, complaints or cancellation of products do not fit this option. Thus, only matters of unlawful acts should be dealt with in this option.

See too: Number of Banks For DOC and TED – ALL!

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