How can I apply for this 25% retirement benefit?

O National Institute of Social Security (INSS) grants benefits to workers who are permanently unable to perform any work activity or whose insured person cannot recover in other occupations.

In these cases, disability retirement is available. However, there is an additional 25% benefit to those with other addictive conditions. Learn more below.

Read more: INSS: Find out what changes with the new law that changed rules for expertise

What would that additional 25% benefit be?

Also known as "Major Disability", the benefit additional Disability pension, 25%, is a benefit granted to policyholders who require lifelong assistance from others.

This benefit is foreseen in article 45 of Law nº 8.213/91, based on the Federal Constitution, and is in line with the principle of the dignity of the human person - moral and spiritual value inherent to the human being, that is, this guarantee.

The objective is to provide the insured person with a subsidy to pay for the work of the caregiver and obtain a better quality of life. To receive this benefit, he must be evaluated by a specialist doctor from the INSS itself.

Requirements for those who have the benefit

For those who are already retired or are being evaluated for disability retirement to be entitled to benefit, you must have one or more of the following health conditions:

• Paralysis of both legs or arm;
• Total blindness;
• Loss of legs (when there is no possibility of placing the prosthesis);
• Loss of one hand and two feet (although you can use the prosthesis);
• Loss of an arm and a leg (when there is no possibility to place the prosthesis);
• Cases of loss of nine or more fingers;
• When alteration of mental faculties occurs with serious disturbance of organic and social life (difficulty in organize thinking, reasoning and decision-making to perform daily and social activities alone);
• Illness that leaves the individual permanently bedridden;
• Permanent inability to perform basic day-to-day activities.

How can I apply for this 25% retirement benefit?

To start the application process, the applicant must first access the “My INSS” website and select the “New Request” option. Then just enter the name of the benefit desired and proceed with the other steps of the order.

The assessment of the INSS license will determine whether the retiree is entitled to a 25% increase in the benefit amount. In addition, the final result will depend on the approval of the supervisor who will carry out the medical evaluations of the insured.