According to a publication made by the federal government on March 29, new rules were added to the Simplification of Digital Microcredit for Entrepreneurs, popularly known as Digital SIM, through a measure provisional. There was also a change in the deadlines for collecting social security contributions, such as the FGTS.
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For those who do not know about SIM Digital, it is a program developed solely to offer credits to individual entrepreneurs. Also, the latest modification just happened so that more legal certainty is provided to users.
As previously mentioned, the changes in payment deadlines particularly affected domestic employers. Thus, it will be necessary to collect the labor charges charged to the domestic employer on the 20th of each month, and the salary must be paid, at most, on the 7th.
“The production of effects of the new dates for the payment of labor charges by the domestic employer will only come into effect when the start date of the collection through the provision of digital services to generate the respective guides”, informed the General Secretariat.
To apply for microcredit through the Digital SIM, you will need to use the Caixa Tem application. Check it step by step:
When applying, you must communicate the purpose of the loan. In addition, there is the option of carrying out a financing simulation, solely to understand what the future installments will be. Finally, the money will be deposited through Caixa Tem.
Those who have the MEI, or even individuals, will have the opportunity to request amounts between R$ 1,500 and R$ 3,000, with a period of two years to pay, with interest of 1.99% per month.
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