It is understood as FGTS profit an income that is calculated according to the national interest rate for all workers with FGTS accounts. This is because, during the time when the money is not being used by the holder, the government uses this amount to carry out public works.
Therefore, it is a dynamic similar to that of a loan within a private company, or a savings account. In this way, the profit is, in fact, the payment of interest correction to the workers.
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Read more: Step by step to consult the FGTS through the mobile application.
However, for withdrawals of this amount of profit to be carried out, it is necessary to pay attention to the cases in which the withdrawal is released. After all, the Severance Indemnity Fund should serve as a reserve of value for special cases.
Workers with a formal contract who had an available balance in their FGTS accounts on December 31, 2021 are entitled to the profit share. Similarly, the correction of values always happens on that date, and is applied to any value.
Thus, even if the amount available in the account on that date was R$ 1, the worker will have this amount corrected according to the interest rate. But clearly, the greater the amount available on that date, the greater the profit.
However, even if everyone is entitled to this amount, the FGTS withdrawal is not always available. That is, as determined by legislation, withdrawals can only take place when the following conditions are met:
According to Law 13,446/17, responsible for governing the correction of the FGTS, there is a maximum period for the payment of this amount. This period runs until August 31 of the year following the correction year, in this case, the 2022 withdrawal refers to the 2021 corrections.
Therefore, the payment of the FGTS profit will take place in August, on dates ranging from the 1st to the 31st. So stay tuned when this month arrives and, if you are within the conditions presented, make the withdrawal.
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