Can widowers receive retirement and death benefit simultaneously?

Losing a mate is never easy. In addition to mourning, it is also necessary to deal with all the bureaucratic part that is imposed on the situation. One of the measures to be taken is in relation to the benefits promoted by the INSS, in case the entity was insured by Social Security. Thus, the widower must enter the process to receive the death pension. However, if the spouse already receives retirement, is he also entitled to death pension? Find out now!

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Is it possible to receive two benefits at the same time?

According to the INSS, there is indeed the possibility of the widower receiving, simultaneously, the two Social Security benefits. Therefore, spouses who are already retired are also entitled to a death pension. However, the only way to receive any allowance for the death of a partner is this.

In addition, taxpayers will no longer be able to receive more than one INSS pension, unless they are from different regimes. Before the pension reform in 2019, if someone already received a death pension, and another contributor on which they were dependent died, they could receive another pension.

However, those who acquired the right to receive two pensions before the reform will not suffer cuts. In addition, if an individual already receives a death pension, marries again and this new spouse also dies, the pensioner is entitled to opt for the highest pension.

Regarding retirement, only those who are INSS contributors and also contributors to a private pension receive two benefits.

How do I apply for a death benefit?

In order to apply for the death benefit of the deceased partner, it is necessary to meet the following legal requirements:

• Demonstrate death or declaration of presumed death;
• Check the dependency link;
• Prove the status of insured of the deceased.

The application can be made through the “Meu INSS” platform, through the mobile application or the INSS website. There is also a way to formalize the request in person at one of the INSS agencies, as well as by telephone, through the number 135.

When accessing the “Meu INSS” portal, just look for the option “Pensão por morte” and fill in the requested data. Do not forget to attach the documents, which are very important for validating the benefit. Next, just follow the status of the INSS decision.