Credit of up to R$ 21,000 is released to entrepreneurs through SEBRAE

SEBRAE, together with the Government of São Paulo, is offering lines of credit with special conditions for those who are registered as individual microentrepreneurs (MEI). Some institutions are also partners in this initiative, as they have seen that through the Empreenda Rapid program, small entrepreneurs can take advantage of various services for their business. See more!

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First: What is MEI?

For those who don't know, the individual microentrepreneur, called MEI for short, has a simple and exclusive tax so that it is not difficult to undertake in small businesses and jobs autonomous.

This nomenclature was developed in 2009, with the aim of generating this facilitation for the population. This business model was embraced by many people who needed to have a CNPJ to exercise some professions that are not taken formally. Furthermore, considering that there has been a considerable increase in unemployment and the market crash, the MEI has been a great alternative.

Quick Start Program

Launched in 2019, after several companies closed their businesses, the Empreenda Rapid program was created with the aim of helping mainly formal micro-entrepreneurs, and even informal ones, who want to improve their company or help those who want to start a business business.

This initiative bases its operation on a portal, where technical qualification courses, guidelines for formalization, management training and access to credit are offered.

How will this line of credit work?

This loan option will benefit many entrepreneurs who are MEI, ME (microenterprise) and EPP (Small Porte Company), in addition to rural producers with CNPJ. In addition, the credit line can provide values between R$ 200 to R$ 21 thousand, with the possibility of installments in up to 36 installments.

prerequisites

Find out what the prerequisites are to release the benefit for MEIs:

Take the course of the Empreenda Rapid Program, Super MEI and other programs approved on the portal;
Not having credit restrictions with Serasa and State CADIN (except for informal entrepreneurs).

It is worth noting that this credit option accompanies interest from 0.35% to 0.70% per month + 1% TSF Act + FDA and a grace period of up to three months. In addition, those interested who meet the requirements must register for the program, enroll in the courses and then, after the certifications of these courses, the loan is released.