O Mercer CFA Institute Global Pension Index, an institute that assesses the Country pension system, recently released its annual report, which analyzed 44 countries in 2022. The listed countries represent 65% of the planet's world population, and this list ranks from the best to the worst pension system among them.
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″É essential that youindividuals have plans to retirement strong in progress, why high levels of inflation, fees of interest crescents and greater uncertainty about to theconditions economical they areaddingpressurefinancialadditionalto the systems existing ones,” says Mercer senior partner David Knox.
"To thefamilieswill havewhatconsider what is the right balance between receiving oneincome
stable, accessThe some capital and protection against future risks, given the many uncertainties facedby the retirees,” reports Knox.He ends by saying: “It is fundamentalwhatlet's understand if yousystems income from retirement around the world will be able to meet to theneeds It is expectations of their communities in theclose decades”.
It is understood from this that the Iceland has a good and conscious mix of its pensions between the public and private sectors of the country. According to the website of the European Commission, in Iceland you need to have lived for at least 40 years, from 16 to 67 years old, to be able to enjoy the benefits to the fullest throughout your old age.
Pension programs in the Nordic country are linked to income, which means that the amount received may decrease if you have other sources of income, or until it is canceled if you exceed the amount determined for receiving the benefit.
The Netherlands (2nd) finished with an A grade and an overall score of 84.6. Still according to the website of the European Commission, the Dutch system is divided into three pillars: the LawGeneral in Pensions in Old age (AOW), Theaccumulation supplementary pensions through the employer and to thepolicies in pensionsindividualcomplementary.
If you live or work in the Netherlands, you will be insured by the AOW, and when you reach the legal retirement age, which is 66, you will start to receive the amount of pensions.
Denmark (3rd) finishes with an A grade and an overall score of 82. There, it is possible to receive early retirement, when you are close (1 to 3 years) to the age to retire, between 67 and 69 years old, according to data from the European Commission.
Outside the top 10 list, the United States (20th) finished with a C+ and an overall score of 63.9. Portugal debuted on the list in 24th place, and Mexico was highlighted after the improvements that came due to changes in its system.
And finally Brazil! Our country is in 31st position, with a final grade of C and receiving a final score of 55.8.
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