With the increase in value for the Brazil Aid, there is also an opportunity to offer payroll loans to beneficiaries. Private banks have already declared that they are not interested in the contract available for the program, since the operation is high risk for both the bank and the customer, since an interest ceiling was not presented pre-established.
With the big banks out of this payroll program, the expectation is that federal banks such as Caixa Econômica Federal and Banco do Brasil will offer the loan to beneficiaries.
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According to Fausto Ribeiro, president of Banco do Brasil, the institution evaluates conditions, terms and risks for a possible credit offer beneficiaries, stating that there will be a technical position and that there was no request to BB for the credit to be available. In the presentation of results for the quarter, the bank's president stated that he is seeking alternatives, and if it is concluded that they must enter with satisfactory risk conditions, certainly will enter. This assessment is carried out jointly with Caixa Econômica Federal.
Ribeiro also commented that beneficiaries of the Continuous Provision Benefit (BPC) will have access to the institution's payroll loan, according to an appeal made recently by the President of the Republic, Jair Bolsonaro, in a meeting, asking the banks to reduce the payroll rates, with preference to the public of the BPC.
“The president asked all banks to look at this public and take into account the vulnerability of these people. This is part of our analysis and the provision (of the payroll) has to fit in people's pockets to make sense and bring return to our shareholders. This is the position that will be taken into account”, highlighted the president of BB.
Currently, there is no confirmation of all institutions that will offer payroll with Auxílio Brasil. Analyzes continue to be considered by banks, while the benefit continues with payments with extra value until December 2022.
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