With the advent of technology, new demands have emerged and, consequently, new institutions in the banking market. Today, it is possible to have control of finances without a lot of bureaucracy and without exorbitant fees, being able to avoid not very pleasant calls in banks.
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In this way, digital banks emerged — the name given to financial institutions that operate online. This means that practically everything the customer needs can be done virtually, from opening an account to serving and paying bills. Another characteristic of a digital bank is that, in general, it does not have a physical structure like the ones traditional banks, with branches and service points, for example, which greatly reduces their cost of operation.
In this way, the Banco Inter was one of the forerunners in the digital banking market in the country, having a significant number of customers, offering various services, including credit cards. However, for those who want a card with points accumulation, the disappointment can be real in this case, since the bank does not offer this modality. However, all is not lost.
Banco Inter allows its users to be able to use a service offered by the brand MasterCard, called “Mastercard Surprise”. To do so, just go to the flag's website and register for free. Therefore, with each purchase made with your Inter card, points will automatically be cataloged by Mastercard Surpreenda. The score is independent of the purchase price, with no minimum value.
To redeem the points, it is necessary to accumulate at least 5 of them. These points can be exchanged for vouchers that offer everything from electronic devices and can be used in restaurants, snack bars and fast foods. However, it is important to note that these points have an expiration date, so they must be redeemed before the expiration date.
It is also important to analyze whether the cost benefit of exchanging points is worth it. Home appliances and other advantages offered by the program often require a very high amount of points. that, if analyzed carefully and taking into account the standard cost of the market, simply are not worth the pity. So, before going out shopping randomly to accumulate points, see this question.
Another tangible alternative is the cashback. Although Inter does not offer a points program, the bank offers a cashback system, which is a great option for those who use the card frequently. To increase the cashback percentage, the user must keep their invoices up to date, make purchases through the Shopping Inter program with accredited stores, or increase your cashback percentage together to the bank.
Geographer and pseudo writer (or otherwise), I'm 23 years old, from Rio Grande do Sul, lover of the seventh art and everything that involves communication.