Disability retirement is the INSS retirement for taxpayers who have been incapacitated permanently from work due to an illness or accident that occurred after the first contribution. In this sense, understand how disability retirement works and how to apply for it.
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To be entitled to disability retirement, the insured person will undergo a medical examination and must have completed the 12-month grace period of the INSS.
However, in some cases compliance with the grace period is not necessary. This occurs when the person has a disability as a result of an accident at work or when diagnosed with certain diseases provided for by law. Among the diseases that guarantee disability retirement are: irreversible paralysis; mental alienation; multiple sclerosis; active tuberculosis; among others.
In addition, the INSS can review your disability retirement every two years, that is, this benefit is not for life. Exceptions to this are people with AIDS, over 60 years old and over 55 years old who have received the benefit for at least 15 years. In these cases, policyholders do not undergo the review.
However, if, due to the reassessment of the INSS or the cure of the disease, the individual returns to work activities, he loses the benefit but does not lose the right to retire in the future. In addition, it is worth noting that a person retired due to disability cannot work and, if this occurs, will face legal consequences.
Before applying for disability retirement, you must request a medical examination from the INSS, which can be made by telephone (calling 135), going to an INSS agency or via the internet on the Meu website or application INSS. For request and expertise you will need medical reports that inform about the health condition you seek to prove and your personal identification documents.
It is most likely that you will receive sickness benefit initially, which in the future may change to disability pension. However, if permanent disability is identified by the expertise, it will indicate disability retirement right from the start.
