We all know that a housewife works as much, or maybe even more, than someone with a formal contract. However, many wonder whether there is housewife retirement, since it is not a job registered with the CLT. In this case, we need to remember which rules are necessary to receive the retirement, which are the contribution to INSS and age or contribution time. Keep reading this article to better understand how this applies in the case of housewives.
Read more: INSS: 4 information needed before applying for retirement.
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Housewives can receive retirement by contributing to the INSS for at least 15 years, as is the case with all workers. In addition, we must remember that there is a different minimum age for women and men. In the case of women, in 2022, you must be 61 years and 6 months old to apply for the benefit.
But be careful, because housewives can only receive retirement by contributing to the INSS through a social security guide. This specificity determines that contributions are optional and taxed at 20% or 11%. In addition, Social Security also seeks to assist housewives in situations of social vulnerability. In this case, there will be taxation in the amount of 5% in reference to the minimum wage.
Many housewives make the mistake of not seeking their rights, as they believe they have none. But that is not what the legislation says, since they exercise their role as citizens like any other. Therefore, through their own INSS contributions and also those of their husband, they can receive a pension for the death of their spouse, benefits based on age and contribution time.
To start contributing to the INSS, just contact the Institution by calling 135 or using the Meu INSS application. If you want more targeted information, seek the INSS headquarters in your region or city with the proper documentation.
