To escape high bank fees, it is very common for people to choose to borrow money from friends or family, however, another very common thing is that these people do not pay what they took, which ends up causing family or family discomfort. friendship.
The embarrassment caused by the famous “default” can be resolved in court, and today we are going to show you 3 ways on how to get the money you borrowed back! Therefore, if you took a default, find out now what to do to get out of the loss!
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The first option will always be to resolve things without legal action being taken. Thus, the method most recommended and used by creditors is to send a letter notifying about the debt, so that the debtor makes the payment, or manifests itself in order to reach an agreement between the parts. There is no need to recognize this type of documentation in a notary, however, it is important that this is a form of proof that there was a friendly attempt to reach an agreement.
Collection of value through court
This is the fastest and most efficient way to receive the amount that was borrowed, however it is necessary to prove the loan and the attempt of friendly negotiation.
This type of action means that the debtor has no alternatives, and pays for the amount owed. It is worth remembering that, if the debt is not paid by the debtor, even with a court order, the court can block bank accounts, credit cards, driver's license and even pawning the assets of the same so that the debt is settled.
monitoring action
It is done under proof of debt by the creditor, and this proof is valid for up to 2 years. From this, the judge defines the payment of the debt in up to three days, or 15 days for the defense to be presented.
