Did you apply for a loan at Nubank for an amount equal to or greater than R$5,000? So, know that this amount needs to be included in your income tax return. In fact, the rule applies to all banks and loans that exceed this amount. However, specifically for digital bank customers, we made a tutorial on how to access Nubank loan report to declare in the Income Tax 2022.
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Legally, all banks must send the report to their customers with active loans by the last working day of February. Thus, it is very likely that your report is already in the email registered on the Nubank platform. Therefore, before making a new request, check that you really did not receive it, including checking your spam box.
In this case, the last working day of February 2022 was the 24th, but Nubank informed that the sending of the reports would go until the 25th. However, you can call 0800-591-2117 or use the bank's app chat to request the document, if it was not sent. Furthermore, it is worth remembering that renegotiated loans also need to be included in the income tax return, if the amount exceeds R$ 5,000.
For this, you will need to use the loan report that your bank prepared. In this document will be the information concerning the debts of loans made in the financial institutions. In addition, the document for the income tax return must contain information on loans made between January 1st and December 31st of the respective year.
Therefore, you must declare loans in the “Real Debts and Liens” section within the IRPF program of the Federal Revenue Service. Therefore, go to the option, click on “New” and then fill in the “Debt Data”. In this section, enter the Credit, Financing and Investment Societies code, which is 12, and the institution's CNPJ in the “Discrimination” field.
