the digital bank Next, which would be an arm of the physical financial institution Bradesco, begins to move progressively towards becoming an institution independent of the traditional bank.
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According to what was informed by the Convergência Digital portal, in an interview carried out during the Febraban Tech event, the director of Next, Jeferson Honorato, said that today the digital bank has not fully supported Bradesco's activities, as it used to be in the past. “Today we operate in a hybrid way, where we still consume Bradesco products and services, but using our own cloud platform with our own applications. This is an ongoing process where at some point we will have our own Next bank,” he said.
He also highlighted that becoming a fully independent bank is something that will take time to happen, and that it depends on continuous evolution. “We currently have about 12 million customers, so everything related to decoupling requires a lot of responsibility. We will be doing this decoupling in parts, starting with a solution, module, product, and we will continue testing until it is complete”, completed Jeferson.
The NextJoy bank, one of the modalities made available by Next, offers free accounts and aims to serve the young public, giving parents the possibility of monitoring as well. Among many functionalities, NextJoy allows transfers and withdrawals using the Banco24Horas network, unlimited and free of charge, and also a Visa debit card in the young person's name. It is still possible for the young holder to customize his account with Disney themes and receive education knowledge through the available and specific contents for this purpose, developed for the target audience: young minors deity.
The director of Banco Next also said that the bank's new modality is more of a financial education platform with banking services than simply a financial account.
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