During the pandemic, the percentage of Brazilians defaulters increased significantly. As one of the consequences of this period, many still face difficulties in paying off their debts and regularizing their financial situation.
Until recently, even getting approval for a loan or credit card working with financial institutions was practically impossible for these people due to restrictions on their CPFs.
see more
Fortaleza Planetarium (CE) offers glasses for observing the eclipse…
Inclusive education requires resource forecast for 2024
This reality has changed for those with the famous “dirty name”, as even those with financial issues on their CPF can now apply for loans. An example of this commitment are the services offered by Serasa.
In order to attract and serve this audience, many banks began to develop targeted credit solutions specifically for people with financial restrictions, partnering with the credit protection agency to publicize such services. Know more!
Loan for negative people
O loan for negative offered by Serasa can be requested completely digitally, and the amount obtained can be used to pay off outstanding debts.
Documents generally required include an official ID with photo, proof of income and proof of residence.
Loan without proof of income
Oloan without proof of income Serasa can be requested online, simply by accessing the website, answering a few questions and comparing the available credit offers.
However, it is important to note that the company will still perform an application review to assess the applicant's eligibility.
Payroll loan
O payroll loan offered by Serasa is an accessible option for INSS retirees and pensioners, public servants, pensioners from municipal, state and federal, as long as there is an agreement with the financial institution that provides this type of loan.
Rates for this modality start at 1.29% per month. This loan can be taken out online, with the person only needing identification documents and banking information to continue the process.
At Trezeme Digital, we understand the importance of effective communication. We know that every word matters, which is why we strive to deliver content that is relevant, engaging and personalized to meet your needs.
