As technology progresses, methods and devices we never thought we could live without are automatically being replaced. An example of this are the hours we spend in queues at banks to solve pending issues or pay bills, and ATMs
The dependence on physical cards and cash withdrawals is gradually dissipating, as the NFC (Proximity Field Communication) is gaining popularity in many countries around the world.
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This enhanced payment technology turns your mobile phone into a digital card through wireless systems and mobile applications, enabling fast transactions through the proximity of the device. Some countries have already adopted this practice.
In Scotland, China, South Korea, Australia and Norway, for example, the “cashless” method is already widely used and continues to advance. In Scotland, 95% of retail purchases are already made without the use of cash or swipe cards, and there are plans to make society completely paperless by 2030.
already in Latin America, this trend is starting to take its first steps. Electronic proximity payments are gaining ground in the main economies of the region, including Brazil. The objective is to make this digital payment model universal, and some banks, such as Bradesco, have already shown interest and started to implement the technology.
In response to this change, ATMs will also undergo adaptations. It is likely that the way we interact with these machines will change significantly in the near future.
To take advantage of the NFC method, it is necessary that your cell phone has the technology and that you have a digital wallet or payment application linked to your card or Bank account. It is important to note that each bank has a maximum withdrawal limit.
After proper setup, follow these steps to get started: