It is on impulse purchases that we spend a large part of our budget, because little by little large amounts can leave our account banking! Therefore, you need to identify things that make you spend more and think about alternatives to cut excesses. So, check it out now list of expenses that take a lot money without us noticing.
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1. food on the street
Eating out on the street daily results in the commitment of a large portion of many people's monthly income. This is because, although it is something more practical, having many meals on the street tends to be very expensive. Therefore, it may be interesting for you to reduce meals eaten outside the home if you think you are overdoing it.
2. credit card
Does a credit card sound like magic to you? If you always opt for the credit option without blinking an eye, this is a reason to be alert, because when there is no proper control over the use of the card, it is much easier to spend more than you owe. Therefore, reassess how your credit card usage is going.
3. Free shipping on online shopping
Only R$ 50.00 left to get free shipping, so you top up your cart with something you didn't really need, or, in another situation, are you on the team that buys more to take advantage of shipping, since you'll have to pay anyway?
If you identified with the examples, you need to be extra careful with these strategies, as they can lead you to spend much more than you should. So focus on acquiring only what you need, without giving yourself room to fall into traps.
4. Unpretentious shopping trips
An innocent aimless shopping trip to the mall can result in many bills to pay, as the habit of window shopping can be a huge incentive to spend. So, when you go shopping, keep in mind what you need, as well as the amount you have available for these purchases.
