The return of the Minha Casa, Minha Vida program was announced this week, last Tuesday (14), through the president of the republic Luiz Inácio Lula da Silva (PT). Now, the new rule will allow properties that have already been used to be part of the program, as previously the purchase of first-use properties was allowed.
Provisional Measure (MP) 1,162, signed by Lula this week and published in the official diary of the Union enables new rules, but the details of the reformulation have not yet been fully disclosed. According to information, the government should announce specifically within 90 days.
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The project was created in 2009, during Lula's second term in office. The program was later replaced, in 2020, in the second year of Jair Bolsonaro's (PL) term in government, causing the name to be reformulated to Casa Verde and Amarela, as well as making changes in some points specific.
The option to buy used properties will not be available to everyone, according to the new rule. Only families with an income of R$2,640 to R$8,000 will have access to purchase properties used by the program. It will be an option granted to this income group due to the resources of the FGTS (Service Time Guarantee Fund).
Monthly rents of less than R$2,640 guarantee the purchase of new properties. This is a measure that the government believes will be able to generate housing construction and ensure that new jobs are offered.
It was announced that the subsidy will vary according to the monthly income of the family, where the property is located and the composition of the family. The financing guarantees up to 35 years of fixed installments in which interest rates can vary, starting at 4.25% and going up to 8.66% annually, which will depend on the options involved.
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