After the end of Emergency Aid, several people continued to use the Caixa Tem mobile application due to the program's various functions, including loans.
See more: Check out how you can apply for a credit card through Caixa Tem
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In this way, the credit function has been gradually made available since the end of 2021, and recently the Caixa Tem app released the loan for a new group, which are those born in November and December, keep reading this article and see how it works!
The Caixa Tem loan was released on November 8 for people whose birthdays are up to the middle of the year, that is, from January to June, and the other dates were gradually authorized.
A few days ago, Caixa Tem made credit available to those who were missing: those born in November and December. Now everyone can apply for the loan granted by Caixa Econômica Federal through the bank's official application, 100% online.
Credit can be personal or productive. The Caixa Tem Pessoa loan is intended for informal workers. Caixa Tem Produtivo is for companies that need to invest in their business.
But be aware, to apply for credit you need to update Caixa Tem in the mobile app store and update your personal data0. For this, you must confirm address, profession and income data, in addition to sending a selfie and an identification document. Thus, your request undergoes an analysis that can last up to 10 days.
The loan amount ranges from R$ 300.00 to R$ 1000.00. You can pay in up to 24 installments and the interest rate is 3.99% per month.
Caixa Econômica reported that it calculates the loan amount based on the user's registration data and financial history. So the customer needs to evaluate the credit as a whole, the amount and the installments.
If you need a higher credit than the one provided, then go to the SPC and Serasa website and check your Individual Taxpayer Registration (CPF) score and whether there are financial debts in your name.
