Getting started in the investment world can be a headache, no doubt. Many people have difficulties in understanding where to invest, how and in which institution to invest their money.
Read too: For the first time, Itaú distributes cryptocurrency fund with investments at BRL 1
see more
Financial education is the best ‘medicine’ for chronic indebtedness…
Dirty name is not a problem: get to know the ‘Nu Limite Garantio’…
However, experts point out that a practical way to invest is to focus on digital banks, since these startups are more tangible for the public in general, making it a simple way to begin to understand this world that appears to be almost “mystical” to some. In this sense, we have listed some digital banks that are the best for you to make your first investments.
This bank has several advantages for those who want to start investing. First, it is free of tariffs and has many partnerships with other institutions, such as TIM, for example. Through this bank, it is also possible to open an international account, in addition to the fact that CDBs have different redemption terms and profitability. In addition, it is possible to invest in stock funds, currency markets, cryptocurrencies and the futures market.
Next is a bank that, in short, a large part of the population already uses. It was founded by Bradesco in 2017, with the idea of creating a digital bank that would be more accessible to the public that uses the internet on a daily basis. To create a Next account it is not necessary to pay anything, being able to take advantage of the traditional services offered by any traditional bank.
With regard to investments, it is possible to choose between fixed income funds, shares and hedge funds. In addition, through the partnership between Next and Banco Ágora, you can also choose as investment options several types of shares, pension plans and also the Direct Treasury.
This institution is one of the banks that has been growing dramatically in Brazil in recent years. In addition to working as a bank, it also operates as a financial broker. Its best known type of investments is the CDB plus credit limit. This modality provides a significant profit, with the advantage of increasing your credit card limit according to the amount invested. However, the biggest benefit of investing in Banco Inter is the cashback, in addition to some of the fixed income funds that the institution offers.
Geographer and pseudo writer (or otherwise), I'm 23 years old, from Rio Grande do Sul, lover of the seventh art and everything that involves communication.