O Green and Yellow House program (CVA) has as its main objective to facilitate the access of the low-income population to the acquisition of a house, producing subsidized housing and helping with financing. In today's article we are going to talk a little more about this program and its news. So check out the text in full and understand more about it.
Read more: Check out the changes to the Casa Verde e Amarela program
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Check now the main doubts of the population regarding the Casa Verde e Amarela Program and its novelty regarding the term of financing.
1. What is the purpose of the program?
In addition to assisting low-income families in acquiring their own home, the Casa Verde e Amarela Program aims at land regulation, housing improvement and social leasing.
2. Who can participate in the program?
The public that can take advantage of the Program's assistance includes families that live in urban areas and have a monthly gross income of up to R$8,000 and families who live in rural areas and have an annual gross income of up to R$96,000. In addition, the lender must be over 18 years old and not own any other real estate or real estate financing.
3. What is the down payment of the financing?
The entry amount for the financing is based on the worker's monthly income, the number of people who will participate in the financing, FGTS and whether the entry will be made in installments. The program proposes that the payment be between 5 and 10% of the value of the furniture.
4. Program changes in 2022
Caixa Econômica Federal, responsible for assisting the program in housing financing, announced that from September 2022 there will be a new deadline for real estate financing. Therefore, the term is increased from 30 to 35 years. With the increase in the term, it will be easier for families to dilute the value of the installments, thus generating a reduction of at least 5% in the value of the installment.
