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Is a loan for negatives possible? See how to get out of the red

Many Brazilians are in debt and have a dirty name with their SERASA, and are unable to catch up on their financial situation. With that, a large percentage of people are looking for ways to survive during this crisis they are going through.

Read more: I have a negative name: will my credit card be blocked?

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Some end up going after loan assistance, but many financial institutions do not offer credit to those who are negative. However, it is important to note that there are some companies that offer this option.

Faced with this scenario that many families are experiencing, with a high unemployment rate and rising inflation, it is practically impossible to stay on just one salary. With that, several people end up getting a dirty name.

As a way of helping them, some companies provide credit for those who are negative, but warn that interested families evaluate their current scenario before requesting the loan, so that this does not become part of one more of your debts, but rather the solution for paying off the already existing.

We will mention below some of the financial institutions that offer this loan program aimed at negative people.

Serasa eCred

This is a platform that Serasa developed and that every negative person has heard about. Serasa eCred aims to help people who are looking for a place to apply for credit.

The site offers a range of options for the consumer to see which companies are available. In this way, it is possible to make a better contact between the user and the intermediary provider.

In order to make the request, it is necessary to inform the reason why you are requesting this credit, the amount you want and how long you intend to pay the debt. For more information, visit the site.

Crefisa

Crefisa is one of the companies that most grant credits to negative people, and one of the best known. In it, it is possible to apply for the loan without leaving home, as the entire process is done online, by cell phone or computer.

When the interested party requests an amount, there will be an analysis for the bank to verify whether or not it is necessary to release a loan for that person. Once accepted by the institution, the amount will be available within 24 hours. For more information, visit the site.

Safra Bank

At Banco Safra, which is also well known to the population, the person applying for the credit can use the birthday withdrawal as a guarantee for the payment of the loan or part of it. This is an important option for those who have a balance in their FGTS accounts.

To request the amount, the user must authorize the bank's access for the query. According to the company, the amounts are released quickly. For more information and to seek more knowledge about the bank, visit the site.

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