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More than half of Brazilians have 3 or more cards, says survey

A survey released by Serasa revealed that more than half of the individuals registered in its base have three or more credit cards.

The survey, carried out between April 2nd and May 2nd, involved 3,097 Serasa Experian customers and demonstrated that at least 52% of these people (about 1611 individuals) have more than three credit cards.

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The main reason for this behavior is the possibility of combining limits and having quick credit available.

According to the study, the credit card is mainly used for:

  • Carrying out purchases in installments (61%);
  • Acquisition of basic everyday products (37%);
  • Emergency expenses (37%);
  • Online shopping (31%).

In addition, around 14% of people claim to use the card as an income supplement, which is not recommended under virtually any circumstances.

All these percentages were obtained based on the answers given by the people interviewed. Each interviewee gave at least two justifications, according to Serasa.

Amanda Rapouzo, director of Serasa Crédito, points out that the data obtained by the survey reveal that Brazilians still use credit cards as a way to balance their expenses.

However, she highlights the importance of using the card with conscience and emphasizes that education Finance plays a key role in adopting healthy habits and responsible use of credit.

Graduated in History and Human Resources Technology. Passionate about writing, today he lives the dream of acting professionally as a Content Writer for the Web, writing articles in different niches and different formats.

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