Do you know the WhatsApp payment function? It is a function of the application itself that allows you to pay and receive amounts without having to access your bank. The function is authorized by the central bank, and national banks, such as Nubank, are joining WhatsApp Pay.
To use the service, you must register your card in the messaging application, and you can register it by clicking on the WhatsApp menu, which is in the upper right corner of the screen and clicking on “Payments”.
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You will fill in your financial data on the screen that appears and click on “Add card”. In addition to the virtual card, WhatsApp Pay also accepts physical card registration.
To use the function normally, you need to verify it with the email, then you will click on “Verify now”, and then a code will be sent to your registration email. Just put the code in the application and that's it, your registration is already done.
And to make the WhatsApp payment process more secure, the user is allowed to make the payment with biometrics. To activate the function, just go to the application's menu, which is in the upper right corner of the screen, click on “Payments”, then on “Payment configuration” and enable the function “Use Print Digital".
However, payments have a limit, and the user can send up to BRL 1,000 per transaction and receive a maximum of 20 transactions per day. There is also a limit of BRL 5,000 per month in transfers, which, if reached, the user will only be able to make payments again in the next month.
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