Nobody knows tomorrow, especially when it comes to health. Overnight, some people can get sick and become unable to return to the work they used to do. For this portion of the population, the National Institute of Social Security (INSS) pays disability retirement.
In this case, even if the insured person does not complete all the necessary contribution years, he is entitled to a monthly installment of retirement. Some diseases guarantee this aid. Read on and find out which ones.
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There are a number of requirements to qualify for disability retirement. What is crucial is total incapacity, that is, not being able to return or readapt to the job they previously performed.
In addition, the insured's disability must be permanent. That is, the picture of the disease must be irreversible, with no forecast of recovery.
Furthermore, a person who suffers an accident at work within the company's premises – or outside it, as long as they are carrying out their activities – may also be entitled to the benefit. This, of course, provided that the inability to return to work is proven.
It is quite common to confuse the two benefits of INSS. They work together, but they are different things.
Most policyholders who are entitled to disability pension first receive sick pay while they are treated for their illness. However, when it becomes clear that it is impossible to improve the condition, he may request the conversion of the benefit to retirement.
In addition to them, seven more also make the list. These are the most presented in the benefit requirements.
mental alienation
When the insured person has severe depression, schizophrenia or some other mental disorder that makes it impossible for him to manage his social life.
Malignant neoplasm (cancer)
People diagnosed with malignant neoplasms may apply for the benefit and, in some cases, meet the requirements for sickness benefit. Subsequently, in case of impossibility of reversing the case, they file a request for conversion of the benefit.
severe nephropathy
Patients with acute or chronic diseases that caused irreversible renal failure are also entitled to disability retirement.
Leprosy
The bearer of this disease is entitled to assistance when seriously affected. This disease can cause muscle strength, especially in the hands, arms, feet and legs. However, it is worth remembering that leprosy is curable and the treatment can be done for free in the Health Unic System.
Multiple sclerosis
Multiple Sclerosis is caused by degenerative inflammations that compromise the central nervous system. The bearer of this disease is entitled to the benefit.
active tuberculosis
Tuberculosis chronically affects the lungs, making certain work functions quite impossible.
irreversible paralysis
Because it is an irreversible disease, its bearer is entitled to apply for disability retirement.
Graduated in Social Communication at the Federal University of Goiás. Passionate about digital media, pop culture, technology, politics and psychoanalysis.