The year 2023 has already begun and now it's time to start organizing your financial life so you don't face money problems. Therefore, check out the 2023 financial calendar here, which consists of the most important dates for you to take care of your money. With this, you will be able to save and not have financial problems in this new year that begins.
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It is of paramount importance to map out which are the most favorable moments for spending, as well as the time of year when it will be possible to receive benefits that will help you balance your accounts. In the long term this may be enough to prevent financial fluctuations. So, check here which dates you will need to save.
January: DPVAT and IPTU
January is always a very difficult month, due to year-end bills, but also, don't forget that there are two financial commitments, the
Through it, it is possible to indemnify all people who participated in a traffic accident, as well as the victims. IPTU, on the other hand, is the Tax on Urban Property and Land, usually paid in January and needs to be paid to municipalities for all those living in urban areas.
February: Back to School
For families with school-age children, it is necessary to schedule a return to school, as these require new materials and more expenses. Therefore, a tip is to try to reuse what was from the previous year and also look for discount coupons in online stores.
March and April: Income Tax Return
In recent years, the Income Tax declaration took place between March and April, while the refund of the payment took place between May and September. Therefore, it is of paramount importance that you manage to plan these months so as not to miss the deadlines and also be able to make payments.
November: Black Friday
Taking advantage of year-end promotions is a great way to save, but don't forget to monitor prices so you don't fall for false promotions. Also, reserve some money now for that time to be able to take better advantage of the promotions.
November and December: Thirteenth
Start now to anticipate plans to consciously use the money from your Christmas bonus. For example, you can see what your family's main needs are and what requires more money, as this amount can help you a lot.
