Workers who opted for the birthday withdrawal from the Severance Indemnity Fund (FGTS) can now anticipate the amount to be received. Since last month, this new possibility has been released by Caixa Econômica Federal with easy conditions for those who want to do this process. Check out more details about anticipation of the FGTS birthday withdrawal Next.
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The birthday withdrawal is a Federal Government program that allows workers to receive a portion of the FGTS balance once a year, always in the month of their birthday.
In this way, depending on the amount available in the Guarantee Fund, the worker is able to receive a percentage of the balance of the FGTS, in addition to an additional portion that can vary between R$ 50 and R$ 2,900, depending on the type of contract worker.
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The anticipation of the FGTS birthday withdrawal allows the worker to receive the amount referring to up to three years of the advance benefit. The total amount of the loan must be at least R$500.00, with the lowest amount to be paid in each period being R$300.00. The interest rate charged in this modality is 1.49% per month.
Another important point is that workers who are negative may also have access to credit, since there will be no credit risk assessment. This ensures that more people have access to the benefit.
The first step to access the benefit is to be within the modality. In this case, simply apply via the FGTS app, on the FGTS website in Caixa, via Internet Banking or via the Caixa Tem app. If approved, the money will be available within one business day after hiring.
So, now that you know how to anticipate the FGTS birthday withdrawal, take the opportunity to forward this article to that friend of yours who would also like to know.