The number of digital bank customers only grows. People are attracted by the ease of opening an account and better payment options. Check out more about how to increase your Nubank Credit Card limit.
However, very similar to traditional credit cards, the Nubank card has some requirements for those who want to use the credit option.
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Among the requirements is not to have the name negative and pay the bills on time, in addition to the analysis of consumer behavior that will be done.
(Read “How to apply for a Nubank credit card” clicking here).
If you already got the credit option, but are unhappy with the limit, don't worry. Here are four important tips for getting bigger.
First, one of the practicalities that the digital bank offers is the ability to request a limit increase through the application itself.
In the app, select the “Credit Card” option. In the lower menu there will be the option “Adjust Limit”, tap on it and then on “Request new maximum limit”.
You will be asked to enter the desired limit and also provide a reason for the order. In a few moments, Nubank will present you with the results of the analysis.
Was the limit not accepted? Calm down, maybe you need to improve your consumer behavior. See the tips below.
If you are always up to date with your payments, Nubank will understand that you are a trustworthy consumer.
Therefore, choose to program yourself in a way to pay the card bill before closing. That way you will be increasing your chances.
The Bank needs to be sure that you will use the desired limit, because how would you increase your limit if you don't use the available limit fully? So always use your Nubank card for purchases and pay in advance if you want a limit increase.
However, if you opt for revolving credit and also for installment payments, your chances decrease.
This is a very important step. Nubank will analyze your information, and rarely grants limits above your income.
So, right there in the bank app, in the upper corner of the screen, tap the gear icon and then select “Profile”.
Then, when clicking on “Monthly Income”, update the data according to your current income and be sure to update whenever necessary.
Therefore, it will be much easier to approve the increase.
So did you like the tips? Accessing the School Education you have a world of information and tips on personal finance and much more. Access here!
