Regulatory measure under study by the Central Bank may harm the Microentrepreneur

O central bank evaluates a new measure that generates costs for MEI by establishing a maximum limit for operations carried out using corporate cards and non-face-to-face purchases, generating additional losses for the individual microentrepreneur. Check out the following article and learn more about the topic!

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What does the new regulatory measure that can be implemented by the Central Bank say?

The regulatory measure of the Central Bank (BC), which is under study and has not yet been approved in its final version, proposes the taxation of commercial transactions. In addition, the measure establishes a ceiling of 0.5% on the interchange fee for transactions carried out with cards prepaid cards and a maximum limit of 0.5% also for all operations involving corporate cards and non-payment purchases. in person.

And what would be the impact of that?

Well, these new rules have concerned the so-called Fintechs that provide fee exemption for MEIs. This is because, if the measure enters into force, the viability of its business model may be compromised, which directly affects the benefits offered to this category of entrepreneurs.

Possible changes to the MEI

If this new measure is approved, individual micro-entrepreneurs may lose some exemption benefits that they have under the current tax regime. So if you have a MEI CNPJ, it's important to stay tuned. The category may lose the free financial services provided by Fintechs, such as exemption from maintenance fees, issue of slips and also Pix. Find out why below.

What is Fintech and what is its importance for the microentrepreneur?

Fintechs are companies such as digital banks that have as their main revenue precisely these fees that will be subject to the new regulation proposed by the Central Bank, if approved. With the reduction of these fees charged, this business model could end up becoming unfeasible and micro-entrepreneurs would probably lose the exemption benefits they have today.

If this subject is harmful to you, it is important to follow the measure with the Central Bank and the news about it.