Every citizen who works with a formal contract has the right to the Severance Indemnity Fund (FGTS). In this case, each month, the company deposits a certain amount in the worker's account, which can be withdrawn in case of resignation without just cause or at the time of retirement.
Many workers see the FGTS as a way to change their lives at the end of a career. Others consider financial support in difficult times. In cases of crisis, the federal government also releases withdrawals so that people can have purchasing power and regularize the situation in the financial market.
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In the month of July, the amounts that can be withdrawn by the worker must reach up to R$ 3,900.00.
Read too: Is it possible to give up the FGTS birthday withdrawal? Check it out here!
Many workers see the FGTS as a way to buy a new house, down payment on a new car and even open a business after leaving work. However, there is a modality that releases monthly withdrawals from the Guarantee Fund.
The birthday withdrawal started to be valid in the year 2020, allowing workers to withdraw the amounts annually from the accumulated in a certain time of work. The amounts may vary according to what the account holder has, between R$500 and R$2,900. An amount of up to R$2,900 can also be added, depending on the available balance in the account.
For experts, this modality is not so favorable, as accumulating money can guarantee a higher income at the end of the job and provide better living conditions. However, if the amount is used to contain expenses or for some situation of financial need, this method of payment can be a great option.
In this modality, the worker can annually redeem part of the amount deposited, in the month of his birthday. Now, with the new release in this modality, the worker can accumulate an amount of up to R$ 3,900, according to the financial rate. So check the best option for your moment in life.
