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Loans via phone contribute to scams, says lawyer

Across Brazil, many citizens have been receiving calls containing personal loan offers. However, you need to be very careful at these times, as you may be the victim of a scam.

Lawyer Victor Paulo Ramuno, coordinator of Procon Consórcio ABC, recommends never accepting such proposals or granting access to your personal data.

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There is no need to provide address, RG, CPF or other information, because by giving them your documents, the chance of a scam increases. A contract where personal information is listed makes it much more difficult and time consuming to get around the situation. ” Banks warn that they do not search for customers or ask for any type of personal data through these digital channels. Therefore, do not answer the phone, do not pay attention to these proposals”, he advises.

Ramuno explains that after providing his information, at the slightest express signal, the contract is already closed, and when the money is deposited, charges begin. “You realized that unknown money entered the account, do not use it.

By using it, you automatically accepted the loan and to cancel the contract, you must return the amount debited”, he comments.

Another important tip is to research the proposals made. If an unforeseen event arises, and the individual needs resources, go to a bank branch in person, do not contact via phone or social networks.

In addition, it is necessary to be aware of the “tied sale” of products. Check if credit cards, insurance, or dental plans are included in the proposal.

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