BTG Pactual, the company that controls the pan bank, said that he intends to work with the financial institution in offers of payroll loans for those who receive the benefits of the Brazil Aid. This information was provided by the president of Banco Pan, Carlos Eduardo Guimarães, on August 8th.
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"We are working so that it is not with the same interest rates that will be offered by the INSS", he said. Carlos Eduardo via teleconference with his analysts, shortly after the release of the results of the second quarter. “This will be of great value to the bank and will also, in a way, make banking inclusion clearer. It will be a somewhat competitive product compared to the other options that the benefit recipient has available”, added the executive, confirming that the default of these recipients may be greater than the credit that is offered to retirees and pensioners of the INSS.
Carlos also did not provide details on when Banco Pan would start operating in this modality. The president of the institution also pointed out that, despite experiencing a scenario of improvements in risk situations involving credit in recent years, six months, the bank remains conservative in this type of offer, even suggesting a reduction in the limit for credit card users. credit.
“From the moment we feel more comfortable, we will encourage the issuance of cards, but for the time being we are not in that position yet”, said Magalhães. It is also estimated that the default factor in the second half will follow the same levels, with a slight improvement next year.
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