The Pension Reform carried out in 2019 brought important changes to the structure of retirement in Brazil, establishing a new minimum age and contribution time. Therefore, it was established that for retirement, 65 years + 15 years of contribution would be required for pre-retirement contributors.
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As for those who started contributing after the reform, they should accumulate a total of 20 years of contribution. As for women, they need to be 62 years old + 15 years of contribution time, with no difference for pre-reform or post-reform contributors.
However, transition rules were established that aimed to prevent workers who were already close to retiring from suffering losses with the reform. Check how it will look retirement for women in 2022!
With the transition rules, workers who had already met age and contribution requirements following the pre-reform rules would have advantages. And these advantages would be independent of the Application Entry Date (DER). So, from November 2020, the minimum age would gradually increase until reaching the age established by the reform.
For example, in 2020, it was established that women aged 60 years and six months could apply for and receive the retirement benefit. The following year, in 2021, this age already changes and you have a minimum of 61 full years of age to apply.
In 2022, following the rule of adding six months to the age of the previous year. According to the transition rules, the minimum age is 61 years and six months. However, we must pay attention because, in addition to the minimum age, there is a need for the minimum 15 years of contribution for the retirement to be complete.
Thus, retirement may be for women aged 61 years and six months and fifteen years of contribution. And remembering that, as of 2023, this age will be set at 62, the minimum age defined by the pension reform for women's retirement.
So, be aware of these rules that change now in January 2022, and send this article to that person who is also having doubts!
