Can XP Visa Infinite card be requested by negatives?

The financial institution XP Investimentos is offering its clients a new credit, XP Visa Infinite. However, does the new model work for those who have a negative name? Despite being a new model, the approval standard is the same as that of most institutions, check below for more information about the XP Visa Infinite for negatives.

New credit card, XP Visa Infinite

The new credit card modality was created mainly for those who invest, because of this, the credit analysis carried out can be even more careful. Therefore, those who have a negative name may find it very difficult to have their card approved.

The company created this product aimed at its customers who are active investors. To apply for the credit service, you must first invest an amount above BRL 5,000 in XP.

In addition, an exemplary relationship between the institution and the client is also required, which must be included in the “Vip List”. Other information related to the card is that it does not even need to be requested, as XP

Investments automatically activates the credit benefit.

card benefits

As it is a card aimed at investors, there are numerous criteria to be met in order to have the card. However, the institution offers numerous advantages to its clients and investors. Below, you can check a list of the main benefits and differentials of XP Visa Infinite:

• Card without numbers: The credit card has no printed number, which guarantees greater security for customers in case of theft or cloning;
• Free annuity: One of the advantages that always attracts customers, especially when talking about people with investor profiles;
• Cashback program: The card has Investback, a cashback program that guarantees at least 1% of the money back on all purchases made with the card;
• Free access to VIP lounges at airports: Another benefit that tends to please many customers;
• Insurance: The card has insurance for both medical emergencies and car rentals;
• Concierge service.