Currently, companies, such as Piki Emprestimos, are offering lines of credit that are a loan paid through the electricity bill.
Piki Loans is a fintech that works in the credit market, which aims to serve a public that has difficulty getting contracts through financial institutions traditional. However, the company has 6 complaints on the Reclame Aqui website.
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To apply for the loan on the electricity bill, it is necessary to access the fintech website and perform a simulation. The simulation asks for some information such as the amount you want and the installments you want to pay it.
But it is important to remember that the simulation can be changed after analyzing the customer's credit profile. The lowest possible request amount is BRL 500 and the maximum BRL 2500. The first payment can be made within 30 days and the amount is released within one business day.
The order will undergo a credit analysis and the proposal will be sent to the customer. If the request is approved, the signature will be made virtually.
Payment of installments will be paid together with the electricity bill.
Conditions, benefits and limitations of credit
Piki Loans offers the following advantages in the light bill loan:
However, this credit line is only available for the states of São Paulo, Goiás, Ceará and Rio de Janeiro. In addition, bills referring to consumption need to be contracted in the applicant's name.
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