How to apply for a Magazine Luiza credit card?

With the Mastercard brand, the Magazine Luiza credit card, offers exclusive discounts and easy payments for purchases within the network, in addition to the possibility of purchases at other establishments.

There are two types of card offered by the home appliances chain, the Ouro card and the Preferencial card, both originating from a partnership with Banco Itaú and the brand MasterCard.

Gold Card

Being totally free of annuity, there is no way to apply for the Magazine Luiza gold card. The company itself sends an invitation only to customers who consume a considerable amount of products in the store.

Preferred Card

O Magazine Luiza preferential card can be requested via the internet, Itaú website or directly at the physical store. The card has a 12-month annual fee of R$9.99 or R$119.88.

Magazine Luiza card advantages

Being an ideal option for those who make frequent purchases at Magazine Luiza physical and virtual stores, its cards offer several

benefits. Among them, we highlight:

• Withdraw money directly from Itaú ATMs;
• Deadline of 40 days to pay;
• Discounts of up to 10% on products on the site;
• Installment of purchases in up to 24 installments with interest at Magazine Luiza online and physical stores;
• The card has the Luizacred Personal Credit, which provides loans to Magazine Luiza Card customers within 48 hours;
• Purchases in installments up to 10x. Your limit is committed only to the value of the installment;
• Participation in Clube Época Cosméticos, which gives a 15% discount on Época brand products and offers special payment conditions;
• Depending on the brand present, the consumer can participate in the Mastercard Surpreenda program, which grants points to each transaction made with the card and offers a voucher for products in which, when buying one unit, the second one leaves grace;
• Possibility of up to 4 additional Magazine Luiza cards.
• Itaucard: 50% discount on tickets to cinemas and theaters associated with Itaú, exclusive prices at partner stores such as Extra, O Boticário and Natura.

How to apply for the Magazine Luiza credit card?

there are three ways to apply for a Magazine Luiza credit card, through the Banco Itaú website, through the Magazine Luiza website or through the physical store.

Itau bank website

no longer Banco Itau website, click on services, credit cards and select Luiza Mastercard Preferencial, filling in the requested data.

Magazine Luiza website

At the Magazine Luiza website, click on “All departments”, select the “Card” option.

The next step is to carefully fill in all the requested data.

Magazine Luiza stores

If you prefer, you can also request the card from the physical store closest to you. For this, it is necessary to present the document photo ID, proof of residency and proof of income.

In all cases of request, your data will be subject to a credit analysis. If approved, the card will arrive within 10 business days.

costs

To avoid unpleasant surprises, it is important to be aware of the costs of certain financial and data operations. Check out:

• Annual fee: 12 installments of R$9.99 (R$119.88 per year);
• Alert service for purchases and transactions via SMS: (R$ 5.50);
• Cash withdrawals and ATM withdrawals: BRL 12.00 per withdrawal;
• Emergency credit limit request: BRL 18.90 per request;
• Request for a 2nd copy of the card (loss or theft): R$9.90.

See too: How to make the Havan Stores credit card – See the step by step