On the last 30th, the Nubank simply decided to increase the limit of more than 500 thousand customers in the credit card. This sudden increase went viral on social networks, especially after the company itself posted a joke about the situation on its official Twitter account.
In the post, there was a photo of a person on the beach with his computer, with the following caption: “Ai, ai… limit increase for more than 587 thousand people”.
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The situation, of course, became the subject of memes on social networks, with people mocking the increase in the limit in the midst of an economic crisis faced by the country.
In response to all this, Nubank said that to gain the limit increase, users must pay their up-to-date invoices, use the limit already available on the card and even update the income in the application.
Credit cards are something very similar to loans, but with monthly payments. For example, the bank lends you X monthly amount, and you need to return it by an agreed date.
To lend this money, the institution needs to trust its client, so before giving or increasing a credit limit, a risk analysis is carried out. Negative name, low score, proof of low income, outdated market data and debt history can harm this part.
If you need a credit boost, the ideal is to gain the trust of your bank, centralizing all purchases on the specific card, update your income with a receipt and pay the invoice up to date. If you have a negative name, the bank will hardly give you more credit.
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