List of 14 diseases that guarantee INSS disability retirement!

It is common to have to go to work even with signs of physical and emotional illness. However, when these signs completely and permanently impede your ability to work, it is possible to be entitled to INSS disability retirement. This is a benefit intended for people who, for some health reason, are definitely unable to work.

Read more: Income Tax Table: last correction occurred in 2015

Diseases that guarantee disability retirement

In fact, there is no definitive list of illnesses that qualify for disability retirement. However, there is a list of serious illnesses that, as the law establishes, do not require the INSS deficiency requirement.

Therefore, if the person has any of these serious illnesses below, it is not necessary to make the 12 monthly payments to the INSS to be entitled to permanent disability retirement. Look:

• Active tuberculosis;
• Leprosy (leprosy);
• Mental alienation;
• Cancer (malignant neoplasm);
• Blindness;
• Irreversible and disabling paralysis;
• Severe heart disease;
• Parkinson's disease;
• ankylosing spondyloarthritis;
• Severe nephropathy;
• Advanced stage of Paget's disease (osteitis deformans);
• Acquired Immunodeficiency Syndrome — AIDS;
• Radiation contamination based on conclusion of specialized medicine;
• Severe liver disease.

Are only these diseases entitled?

Although this list of diseases waives the INSS grace period requirement, they are not the only ones that guarantee the right to disability retirement. In addition to these aforementioned illnesses, having suffered an accident, whether at work or not, that leaves you permanently disabled and does not allow you to rehabilitate, can generate the right to this benefit.

How to get disability pension?

Despite being a popular benefit, there are details that make it more complex. For example, just being sick is not enough to ensure retirement. In addition to everything that has already been mentioned, it is also necessary that the disease prevents the worker from exercising any other position or profession. See all the rules for getting disability retirement:

• Have total and permanent incapacity proven in medical expertise;
• Have the status of insured;
• Fulfill the minimum grace period of 12 months.

As for this last rule, in theory, to be entitled to disability retirement, it is necessary to have made at least 12 monthly payments to the INSS before the onset of disability permanent. However, there are 3 exceptions in which you will not need to meet the INSS grace period requirement, check it out:

• When an accident or illness occurs at work;
• In the event of an accident of any nature;
• When the worker is affected by any of the serious illnesses provided for by law, which exempt the grace period.