According to the Secretary of Economic Reforms of the Treasury, Marcos Barbosa Pinto, the federal government is studying a new collection format for Personal Injury Insurance Caused by Road Motor Vehicles Terrestrial (DPVAT), to the next year.
DPVAT is a mandatory insurance in Brazil, created by Law nº 6.194/74, which aims to indemnify victims of traffic accidents across the country, regardless of who is to blame for the accident. It covers cases of death, permanent disability and medical expenses caused by traffic accidents, including pedestrians, passengers and drivers.
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DPVAT was charged together with vehicle licensing until 2020, but the following year, the government of former president Jair Bolsonaro instituted a fund in the amount of R$4.3 billion to replace the consortium that managed vehicle insurance, leading to the suspension of collection for drivers.
The money from this fund managed by Caixa Econômica Federal was used to reimburse medical and supplementary expenses, as well as in cases of disability and death. But with the booking nearing its end, the chargeback is almost certain to secure payments.
For traffic victims who have medical or additional expenses in their treatment, the amount to be reimbursed is up to R$2,700. In cases of permanent disability, compensation ranges from R$135 to R$13,500 for completed treatment, as well as for permanent disability due to anatomical loss or total or partial reduction of the functions of limbs or organs.
Compensation for death is up to R$13,500 for the beneficiaries, in these cases the spouse, partner or legal heirs of the victim. The reimbursement amount is divided among all persons who are legally entitled to insurance.
According to the Secretary of Economic Reforms of the Treasury, Marcos Barbosa Pinto, the deadline of one year to define the new insurance molds and put them into practice is in 2024.
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