During the beginning of the year it is very common for people to go through some financial difficulties due to the end of the year expenses. In this sense, Santander's fintech, Sim, started to adopt more flexible measures for customers who want a loan to regulate their accounts. So check out the new Santander unsecured loan.
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Santander is a bank well known by Brazilians due to its easy loans. In this sense, at the beginning of this year they innovated again by making the rules for getting a loan that does not need collateral more flexible.
With this, the operation will take place through one of its companies affiliated with fintech Sim, which will be able to make up to BRL 30,000 available to users with interest of up to 2.16% per month. In addition, another benefit is that the loan installments can be up to 36 installments.
Therefore, the great differential of this new measure is that it is not mandatory to present guarantees for credit liberalization. Not to mention that it is also not necessary to present the justification for the destination of the money.
Therefore, the most important data to be analyzed by Sim is based only on the client's financial history. At this stage, all criteria such as professional ties, compatibility of information, history of critics, among others, are analyzed.
The first step is to apply for the loan. This can be done through the company's application online and quickly. By adding all of your personal details and required information, Sim will set a pre-approved limit, along with interest rates, for you to use.
At the end of the process, you can use the loan as you prefer and pay the monthly bills or through direct debit, if the customer so desires.
