In the last month, Caixa Econômica Federal started to release a series of loans for individuals and MEIs, which can reach up to R$ 3 thousand. The Simplified Microcredit Program (SIM Digital) offers credit in an easy and simple way for business owners who need to invest in their companies. See below how to apply for this loan from Caixa of up to R$ 3 thousand.
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Any MEI entrepreneur can request SIM Digital credits. To access this loan, which can vary between R$1,500 and R$3,000, all you have to do is apply to the nearest Caixa branch. In this way, the micro-entrepreneur will have access to the desired amount, with the possibility of paying in up to 24 installments at rates of 1.99% per month. In addition, the amount must be invested in the business, to settle bills, purchase materials, etc.
Including, not only entrepreneurs have access to this credit. Individuals, through the Caixa Tem application, can get between R$ 300 and R$ 1,000. These amounts can also have their payments divided into up to 24 installments, but with lower rates, around 1.95% per month.
First of all, to apply for the loan, all customer data must be updated in the Caixa Econômica Federal system. Through this registration information, the bank will be able to make a deep analysis, necessary to release the credit. For this reason, it is important to have identification documents, such as RG, proof of residence, your business documentation and telephone number.
For individuals, the process is much simpler. Just download the Caixa Tem app and use your CPF to register. Then, the person interested in the credit should look for the “Crédito Caixa Tem” option, click on “Contratar Crédito Caixa Tem” and simulate the loan.
