7 types of forgotten money that can be recovered

Since the announcement of the tool Receivables, Brazilians are interested in knowing if there is any money forgotten by them in the banks. And there are great chances, because according to the Central Bank, there are more than R$ 8 billion to be returned in the first stage alone. In this case, these amounts refer to amounts that were retained in banks for various reasons. In this way, BC seeks to recover the money from its owners in at least three stages for different cases, check it out!

Read more: Amounts receivable at BC: Find out how to have a gov.br gold or silver account.

Who redeems the money in the first phase?

Brazilians who have amounts related to accounts closed without due withdrawal receive the amount in the first phase of release. In addition to cases of paid tariffs that were undue charges, as well as installments or credit obligations, also with undue charges. Capital quotas and apportionment of net surpluses of beneficiaries of credit unions, or funds from closed consortia, still enter this phase.

Therefore, to consult and withdraw in these cases, you must access the Amounts to be Received platform and inform the requested documents. So, if there is any amount available, the Central Bank itself informs you about the withdrawal methods available.

Who has amounts to receive in the second phase?

In the second phase, there are seven ways in which Brazilians can withdraw the money that was forgotten in the banks. So, if you don't get it in the first round of credit, it's possible that you will get it in the next step in these cases:

• Fees unduly charged, regardless of whether or not they are provided for in the Term of Commitment with the BC;
• Installments or obligations related to credit operations unduly charged, also not foreseen;
• Closed prepaid and postpaid payment accounts with available balance;
• Registration accounts maintained by brokerage and securities dealerships with closed balances;
• Money related to entities undergoing extrajudicial liquidation;
• FGC (Credit Guarantee Fund);
• FGCoop (Credit Cooperative Guarantee Fund).

Finally, this phase of payments should only take place after the first phase has ended operations, so that will probably happen in early April. So, be aware that when the date arrives, you can make the appointment and find out how the withdrawals will be made.